---
title: Eligibility criteria for a Capital on Tap card
description: A guide to the eligibility criteria for a Capital on Tap Business Credit Card.
---

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# Eligibility criteria for a Capital on Tap card

## A guide to the eligibility criteria for a Capital on Tap Business Credit Card.

### **Overview**

To be eligible for a Capital on Tap Business Credit Card, you and your business must meet specific criteria. This article outlines the requirements and answers common questions about the application process for our Credit Card, the application for a Savings account has separate criteria.

## **Am I eligible for a Capital on Tap card?**

You are eligible for a Capital on Tap Business Credit Card if you meet the following criteria:

- **You are an active director or a majority shareholder with at least 25% ownership of the company**. If your role does not match either of these, your application cannot be accepted.
- **Your business is registered as a private limited company (Ltd) or a limited liability partnership (LLP)**.
- **Both you and your business are based in the UK**.
- **Your business has a turnover of at least £24,000 per year**.
- **You have no unsatisfied CCJs** against you or your business in the last 12 months.

## **FAQs**

### **Can I apply if I’m a charity or a non-profit organisation?**

Currently, Capital on Tap cannot accept applications from charities, non-profit organisations, trusts, funds, or Royal Charters.

### **Will an application impact my credit file?**

Applying for a Capital on Tap Business Credit Card will not affect your personal credit file. We will perform a soft search on your personal credit file and a hard search on your business's file.

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